Capital Solutions
Trans-Bay Capital is a fintech platform for commercial real estate financing that combines AI-powered underwriting, direct lending, and capital markets execution for borrowers, developers, and brokers nationwide.
Loan Range
Term Sheet
Coverage
Deep market expertise backed by institutional capital and execution capabilities.
Long-term partnership approach focused on your portfolio growth and success.
Guaranteed closing with transparent terms and predictable timelines.
Capital Markets
Not just another lender. Not just another broker.
Traditional financing is slow, fragmented, and overly manual. Our platform uses artificial intelligence to analyze deal parameters, match opportunities to the right capital sources, and streamline execution across the financing process. The result is a faster, smarter path to capital for investors, developers, and referral partners who need more than a generic lending relationship.
Automated analysis of deal parameters, market conditions, and lender appetites in real-time.
Comprehensive access to agencies, life companies, debt funds, banks, and private capital sources.
Our AI ensures you get the best terms, rates, and structure for your specific transaction.
Long-term fixed-rate financing for stabilized assets across all property types.
Short-term flexible financing for value-add and repositioning strategies.
Ground-up and major renovation financing with flexible draw structures.
Subordinate debt and equity solutions to maximize leverage and returns.
Access to every capital source across the stack
Fannie Mae, Freddie Mac
Insurance capital
Institutional capital
Regional & national
Family offices, HNW
Conduit lenders
AI-accelerated response with certainty
Best terms from 7,000+ sources
2-3 week closings with direct lending option
Capital Markets
While capital markets is our focus, we also offer direct lending
solutions for speed-critical transactions.
Deep market expertise backed by institutional capital and execution capabilities.
Horizontal and vertical construction financing for residential and commercial projects.
Value-add acquisitions and recapitalizations for stabilized multifamily assets.
Ground-up, conversions, and adaptive reuse projects for multifamily developments.
When speed matters, our direct lending programs deliver certainty of execution with institutional-grade underwriting.
Insights
Stay ahead with expert analysis, market trends, and real-world case studies from our team
Featured
5 min read
Office occupancy trends, Amazon’s return-to-work mandate, and how the senior debt market landscape is evolving for commercial real estate investors.
Featured
How we leveraged our AI platform and lender network to secure optimal terms for a complex multifamily acquisition.
White Paper
Discover how artificial intelligence is transforming capital sourcing and underwriting processes.
Featured
Here is what every multifamily sponsor needs to understand about the current bridge loan market.
Why Trans Bay Capital
The institutional backing you need. The partnership you deserve.
Our proprietary technology analyzes 7,000+ lenders in real-time, ensuring you get optimal terms on every deal. What used to take weeks now happens in hours.
We combine the certainty and scale of institutional capital with the personalized service and speed of a boutique firm. You get the best of both worlds.
Speed matters. Our AI platform and direct lender relationships enable lightning-fast responses without sacrificing quality.
When we commit, we close. Our track record speaks for itself with a 95% closing rate across all deal types.
Senior, bridge, construction,
mezzanine, preferred equity. One partner for your entire capital needs.
White-label program combining speed, certainty, and institutional capital.
Fast, flexible financing for middle market to institutional transactions.
For commercial real estate project
For refer deals and join the Capital Circle